OUR SERVICES

Financial advice from a multidisciplinary team

[01]

ASSET ALLOCATION

Portfolio Composition starts with a detailed analysis of your goals, time-horizon and appetite for risk. We don't take your money and drop it into one of a handful of models. Your asset allocation is hand-built by your advisor with your input.

IMPLEMENTATION & MANAGEMENT

After we've agreed on the best portfolio mix for you, sit back, relax and let your advisor do the work. We use time-honed strategies like dollar-cost averaging to intelligently place your portfolio into a well-diversified mix of investments.

CONSISTENT COMMUNICATION

We don't disappear after your funds are deposited. Expect to hear from us on a regular basis to check in on performance & our economic outlook. In the meantime, view your accounts 24/7 on our Client Portal.

[02]

Financial Planning

CONSULTATION

Sit down and talk with your advisor. We'll do a lot of listening and guide the conversation toward the gathering of information to shape your plan.

ANALYSIS

This is the fun part for us. We'll build cash flow and net worth projections based on the assumptions discussed with you, and put it all together in a series of concise reports.

PRESENTATION

We get to show you our work, make adjustments and make recommendations. You get to ask as many questions as you like and dream up other scenarios and future goals.

IMPLEMENTATION

After we agree on a plan, it's time for us to get to work and get you on track toward your goals. As life changes come, we'll make necessary revisions to your plan.

[03]

Tax Prep & Planning

RETURN PREPARATION

Whether you have a straightforward return you would rather hand of to someone else, or a complex tax situation, our credentialed tax preparers from CLC Tax Advisors are ready to help.

PLANNING & ADVICE

Our strategic tax planning services are tailored to optimize your financial position and enhance long-term tax savings while ensuring compliance with complex tax laws.

IRS REPRESENTATION

Let our Enrolled Agent communicate with the IRS or state tax authority on your behalf to resolve notices you received or get caught up on past due filings or compliance issues.

[04]

Estate Planning

IDENTIFYING OBJECTIVES

Through our relationship, we will work with you to figure out what matters most and to get an understanding of your goals for your legacy. Whether it's giving to charity or leaving assets to heirs and avoiding probate, we'll guide you to the most efficient and effective path.

DOCUMENT PREPARATION

Our team will place you in the hands of competent legal professionals who can prepare your living trust, last will, pour-over will, power of attorney and more.

REVIEW

One your estate plan is drafted, your advisor will work with you during the most important part of the process - making sure it is funded and implemented correctly.

Investment Management

[05]

Risk
Management

LIFE INSURANCE

Your advisor will work with our risk management team to help you and your family mitigate the greatest risk: life without you. We'll ensure your family is appropriately protected

DISABILITY INSURANCE

If you get sick or hurt, it could have an impact on your ability to work. The loss of income could be devastating to your family. Disability insurance can protect you during these difficult times.

LONG TERM CARE

You worked hard to build a nest egg for retirement. We don't want out-of-pocket long term care costs to drain your portfolio and put a strain on your family's goals.

MEDICARE